Can You Use Fsa For Cosmetic Dermatology?

Can You Use Fsa For Cosmetic Dermatology
Skin treatments that aren’t covered with your FSA – Any skin care treatment that’s primarily for cosmetic or general health purposes isn’t covered by your FSA. These types of treatments are not considered medical care and therefore not eligible for reimbursement with an FSA.

Examples of cosmetic skin treatments include laser hair removal, facelifts, acid peels, chemical peels, laser resurfacing, and microdermabrasion.
While these treatments may provide benefits for your skin, they aren’t used primarily to diagnose, treat, mitigate, cure, or prevent a medical condition.
In some cases, expenses like Botox injections — yes the same Botox that made red carpet interviews so fun these past few decades — can be an eligible expense if recommended by your doctor to treat a medical condition such as excessive sweating, overactive bladder, or chronic migraines.

This will require a Letter of Medical Necessity (LMN), so be sure to check with your FSA administrator. Examples of general health skin care products that are generally not eligible include lotions, moisturizers, and bath products. Skin care isn’t something you may not think about very often (even though you should), but with your FSA, you can schedule regular visits to a dermatologist to make sure that you’re screened for something as potentially serious as skin cancer.

Can you use FSA for skin care?

Content is created by CNN Underscored’s team of editors who work independently from the CNN newsroom. When you buy through links on our site, we may earn a commission. Learn more Did you know you can save on your beauty routine by using money in your flexible spending account (FSA) on eligible skin care? If you have an FSA through your employer healthcare benefits, those pre-tax dollars can be used on a variety of medical expenses, including skin care that treats specific conditions.

Over-the-counter topical skin care products related to certain skin conditions such as eczema, psoriasis, rosacea and acne are FSA-eligible,” says Dr.
Rayma Garlapati, board-certified dermatologist and co-founder of Skin Medicinals,
That means you can use FSA dollars on qualifying lotions, cleansers, spot treatments and other products, and most of the time, you don’t need to see a doctor or get a prescription before buying.

“While you don’t necessarily need to see a dermatologist or doctor to use FSA dollars on these products, it can help to see a dermatologist to determine what treatments and creams would be best for your skin type,” says board-certified dermatologist Dr.

Marisa Garshick,
That said, some specific products may require a prescription in order to be eligible, to ensure it is being used for a medical condition.” And even if you don’t have a medical skin condition like eczema or acne, most people with a FSA can take advantage of the fact that sunscreen is a qualifying product.

“Sunscreens that are SPF 15 and above and have broad-spectrum coverage are also FSA-eligible as daily use of sunscreen can prevent skin cancer and signs of aging,” Garlapati says. Garshick also recommends using your FSA to stock up on SPF. “It is important to remember to wear sunscreen regularly, and for those who cost is a barrier to using it, this may be another option to ensure it is being used,” Garshick says.

If you’re unsure of whether a product qualifies, the FSA Store is stocked exclusively with eligible items (and not just skin care!). Target and Amazon also have FSA-eligible products — identified by “FSA Eligible” labels on the respective sites — that you can shop using your FSA dollars, but some limitations may apply.

For example, Target is unable to accept FSA cards as a form of payment for online orders, but you can use it in store (for online orders, you can use a debit or credit card and submit your receipt for reimbursement through your FSA plan). At Amazon, you can add your FSA card as a form of payment to your Amazon account and select it as your payment method at checkout.

To learn more about FSA dollars and how to use them, take a look at our complete guide to flexible spending accounts, Just remember — if you still have money from your 2022 plan, you’ll want to spend it before the FSA grace period ends on March 15, And when you’re ready to shop, consider adding these skin care products to your cart.

A lightweight sunscreen that won’t leave a white cast, this completely sheer option is one of Garshick’s favorites. “This SPF 40 sunscreen offers broad-spectrum coverage and is easy to apply as it absorbs easily and is oil-free,” the dermatologist says.

This award-winning acne treatment contains adaptalene, an over-the-counter retinoid that targets breakouts and blemishes. For those new to using a retinol product, start incorporating it into your routine gradually — skin cycling is an expert-approved method to help avoid the dryness and side effects that can come with retinol.

Gentle and nearly invisible, these pimple patches are made from hydrocolloid, which absorbs the fluid, oil and gunk from within zits. On clean skin, simply pop these on your pimples (they work best on whiteheads) and let them work their magic for at least six hours.

Providing a natural tint, this mineral sunscreen can be used daily and helps to nourish the skin while also providing broad-spectrum coverage,” Garshick says.
Made for those with eczema, this hand cream contains colloidal oatmeal and ceramides to soothe and hydrate dry, irritated skin.
This Black-owned beauty brand created its hero sunscreen to highlight that even darker skin tones need sun protection.

The clear formula is infused with natural ingredients like avocado oil and jojoba oil to nurture the skin, too. “This healing ointment, which can be applied to dry, rough or cracked skin, can help to protect the skin while also locking moisture in,” Garshick says.

It’s a great option for slugging your skin care, in addition to medical uses such as healing minor cuts and scrapes, which the dermatologist also recommends it for.
Another expert-approved sunscreen, this one wears well under makeup and was used on the set of “Emily in Paris” during long filming days under the summer sun in Provence, France.

This budget-friendly acne cleanser helped senior lifestyle editor Rachel Lubitz tackle a persistent breakout, and now she swears by it, This handheld LED light therapy treatment curbs acne with combined blue and red light to target the acne-causing bacteria.

Reviewers say that with consistent use they see clearer and smoother skin — and it only takes three minutes per session.
Minimize the redness, bumps and irritation of rosacea with this medicated gel.
The sulfur-based treatment also contains calming aloe and urea.
An expert-recommended first cleanse in a double-cleansing routine, this exfoliating cleanser is great for acne-prone skin as it contains salicylic acid to remove dead skin cells and keep skin clear.

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Can I use FSA money for Botox?

Botox injections are typically not eligible for reimbursement with an FSA, as they are primarily used for cosmetic purposes. However, in recent years, these injections have begun to be used to treat a variety of health conditions as well, including chronic headaches.

Can FSA be used for acne treatment?

Acne Treatment If to treat acne, it is eligible. However, the cost of regular skin care does not qualify. Eligible for reimbursement Acne treatment – Prescription If the expense can be used for both cosmetic and medical (such as Retin-A, which can be used to treat both acne and wrinkles), a physician’s recommendation* with the medical condition is required.

Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Acupuncture If treating a medical condition. Eligible for reimbursement Adoption – Medical Expenses Incurred Before Adoption is Finalized If the child is your tax dependent when the service is provided. Eligible for reimbursement Advanced Reimbursements See special requirements under Orthodontia expenses,

Not Eligible for reimbursement Alcoholism Treatment Amounts paid for inpatient treatment at a therapeutic center for alcohol addiction will qualify. Eligible for reimbursement Allergy Medicine See Over the Counter – Drugs and Medicines. Eligible for reimbursement Allergy Treatments Allergy treatment and products Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Alternate Diet Alternative dietary supplements Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Alternative Healers While expenses may be eligible, the treatments must be legal and may not be a food or substitute for a food the person would normally consume in order to meet nutritional requirements.

While treatment costs do not require a prescription to be eligible, any Prescriptions – Drugs and Medicines prescribed must be prescribed by an individual legally authorized to issue prescriptions in the applicable state. Eligible for reimbursement with a prescription from your doctor Ambulance Eligible for reimbursement Analgesics See Over the Counter – Drugs and Medicines,

Eligible for reimbursement Antacid See Over the Counter – Drugs and Medicines, Eligible for reimbursement Anti-Itch Creams See Over the Counter – Drugs and Medicines, Eligible for reimbursement Antibiotic Sprays or Ointments for First Aid See Over the Counter – Drugs and Medicines,

Eligible for reimbursement Antihistamine See Over the Counter – Drugs and Medicines,
Eligible for reimbursement Artificial Limbs and Teeth Eligible for reimbursement Aspirin See Over the Counter – Drugs and Medicines,
Eligible for reimbursement Asthma Treatments Eligible for reimbursement Autopsy Not Eligible for reimbursement Babysitting/Child Care See Dependent Care Account Expenses.

Not Eligible for reimbursement Bandages Eligible for reimbursement Behavioral Modification Programs See Schools and Education, Not Eligible for reimbursement Birth Control Pills Eligible with a prescription. See Prescriptions – Drugs and Medicines, Eligible for reimbursement with a prescription from your doctor Birthing Classes/Childbirth Classes/Lamaze Expenses for a coach or significant other are not eligible.

Expenses for a doula may be eligible if expenses are related to medical care.
See Lamaze classes,
Not Eligible for reimbursement Blood Pressure Monitoring Devices Eligible for reimbursement Blood Sugar Test Kit and Test Strips See Diabetic Supplies,
Eligible for reimbursement Body Scan Body scans employing MRIs and similar technologies are diagnostic services.

See diagnostic items/services, Eligible for reimbursement Botox May qualify if recommended to treat a specific medical condition (e.g., migraines); does not qualify if used for cosmetic purposes. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Breast Pumps and Lactation Supplies, Excluding Breastfeeding Bras Eligible for reimbursement Breast Reconstruction Surgery Following Mastectomy Eligible if surgery was done following a mastectomy for cancer.

Eligible for reimbursement Calamine Lotion See Over the Counter – Drugs and Medicines, Eligible for reimbursement Carpal Tunnel Wrist Supports Eligible for reimbursement Chelation Therapy Eligible expense if used to treat a medical condition such as lead poisoning. Eligible for reimbursement Chiropractors Eligible for reimbursement Chondroitin Eligible if used primarily for medical care.

Will not qualify if used to maintain general health. A medical practitioner’s recommendation* is required stating the item is to treat a specific medical condition. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Christian Science Practitioners Eligible if expense is for medical care.

Eligible for reimbursement Circumcision Eligible for reimbursement Co-Insurance Amounts, Co-Payments and Deductibles Eligible if the underlying service/item qualifies.
Eligible for reimbursement COBRA Premiums (HCFSA, HRA) Healthcare FSA – Not eligible Health Reimbursement Arrangement – Not Eligible Not Eligible for reimbursement COBRA Premiums (HSA) HSA – Eligible expense Eligible for reimbursement Cold Medicine See Over the Counter – Drugs and Medicines,

Eligible for reimbursement Cold/Hot Packs Only cold/hot packs sold as medical supplies will qualify; those sold for other purposes (e.g., to keep beverages cold or hot) won’t qualify. Eligible for reimbursement Condoms Eligible for reimbursement Contact Lenses, Materials, and Equipment If contacts are needed for medical purposes.

Supplies needed for using lenses will qualify if the lenses are needed for medical purposes.
Eligible for reimbursement Contraceptives See birth control pills ; condoms ; Spermicidal foam,
Eligible for reimbursement Cosmetic Procedures or Surgery Exception for amounts paid for surgery necessary to improve a deformity arising from a congenital abnormality, personal injury from an accident or trauma, or a disfiguring disease.

Not Eligible for reimbursement Cosmetics Not Eligible for reimbursement Cough Suppressants See Over the Counter – Drugs and Medicines, Eligible for reimbursement Counseling Eligible if primarily for medical care. Must submit a medical practitioner’s recommendation* with the medical condition, an EOB, or a practitioner’s receipt listing the diagnosis code.

Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* COVID-19 Personal Protective Equipment (PPE) Face masks, hand sanitizer, and hand sanitizer wipes are eligible when used to prevent the spread of the Coronavirus Disease 2019 (COVID-19).
Use of these items for other purposes will require a Letter of Medical Necessity.

Eligible for reimbursement Crutches Eligible for reimbursement Decongestants See Over the Counter – Drugs and Medicines, Eligible for reimbursement Deductibles Eligible for reimbursement Dental Aligners See orthodontia. Eligible for reimbursement Dental Services Eligible for expenses incurred for the prevention and alleviation of dental disease.

Teeth whitening is not eligible.
Eligible for reimbursement Dentures and Denture Adhesives Eligible for reimbursement Dependent Care Expenses Dependent care expenses are not eligible medical expenses but may be eligible for reimbursement from a Dependent Care Account,
Not Eligible for reimbursement Diabetic Supplies Includes Blood-sugar test kits and test strips; Glucose-monitoring equipment; and Insulin.

Eligible for reimbursement Diagnostic Items/Services Includes a wide variety of procedures to determine the presence of a disease or dysfunction of the body, such as tests to detect heart attack, stroke, diabetes, osteoporosis, thyroid conditions, and cancer.

Eligible for reimbursement Diaper Rash Ointment/Cream See Over the Counter – Drugs and Medicines,
Eligible for reimbursement Diapers or Diaper Service Eligible if expenses incurred to relieve the effects of a diagnosed medical condition, such as urinary incontinence in adults.
A medical practitioner’s recommendation* with the medical condition is required.

Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Diarrhea Medicine See Over the Counter – Drugs and Medicines, Eligible for reimbursement Dietary Supplements – Over the Counter Eligible if used primarily for medical care.

Will not qualify if used to maintain general health.
A medical practitioner’s recommendation* is required stating the item is to treat a specific medical condition.
Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* DNA Collection and Storage Temporary storage may be eligible if collected as part of a diagnosis, treatment or prevention of existing or imminent medical condition.

A medical practitioner’s recommendation* with the medical condition is required. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Drug Addiction Treatment Eligible for reimbursement Drug Overdose Treatment Eligible for reimbursement Ear Plugs – Over the Counter Eligible if treating a specific medical condition.

A medical practitioner’s recommendation* with the medical condition is required.
Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Egg Donor Fees Eligible for reimbursement Eggs and Embryos Storage Fees Eligible if expense is for temporary storage, but only to the extent necessary for immediate conception.

Eligible for reimbursement Electrolysis or Hair Removal Not Eligible for reimbursement Eye Examinations, Eyeglasses and Related Equipment and Materials/Cleaners Eligible for reimbursement Face Creams, Moisturizers – Over the Counter Not Eligible for reimbursement Face Lifts Not Eligible for reimbursement Face Masks See COVID-19 PPE,

Eligible for reimbursement Feminine Hygiene Products See Menstrual Care Products,
Does not include hygienic sprays, powders, washes, vaginal suppositories, douches, feminine deodorant, chaffing powder, or other products not used to control the flow of menstruation or other genital secretions.
Eligible for reimbursement Fertility Treatments (e.g., surgery, in vitro fertilization (IVF), gamete intrafallopian transfer (GIFT) and shots) Eligible to the extent procedure is intended to overcome an inability to have children.

Expenses for IVF surrogate not eligible unless the surrogate is a tax dependent. Eligible for reimbursement Fever Reducing Medications See Over the Counter – Drugs and Medicines, Eligible for reimbursement with a prescription from your doctor Fiber Supplements- Over the Counter Eligible if used primarily for medical care.

Will not qualify if used to maintain general health. A medical practitioner’s recommendation* is required stating the item is to treat a specific medical condition. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* First Aid Cream Eligible for reimbursement Fitness Programs See Health Club Dues,

Not Eligible for reimbursement Flu Shots Eligible for reimbursement Funeral Expenses Not Eligible for reimbursement Gambling Addiction Treatment Expense eligible for inpatient treatment at a therapeutic center for gambling addiction. Eligible for reimbursement Gauze Pads Eligible for reimbursement Genetic Testing Eligible if testing is done to diagnose a medical condition or to determine possible defects.

However, testing done just to determine the sex of a fetus would not qualify. Eligible for reimbursement Glucosamine- Over the Counter Eligible if used primarily for medical care. Will not qualify if used to maintain general health. A medical practitioner’s recommendation* is required stating the item is to treat a specific medical condition.

Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Glucose Monitoring Equipment See Diabetic Supplies, Eligible for reimbursement Guide Dog or Other Animal Aide Eligible if expense is to assist a physically disabled person; expense of buying, training, and maintaining a guide dog includes the expenses of food and inoculations.

Veterinary fees for such animals also qualify as medical care. Eligible for reimbursement Hair Removal/Transplant Not Eligible for reimbursement Hand Sanitizer See COVID-19 PPE, Eligible for reimbursement Health Club Dues and Fees Only in very limited circumstances would fees paid to a health club qualify.

Expense is eligible if a physician recommends to treat a specific medical condition (e.g., rehabilitation after back surgery or treatment for obesity). The expense must not have been incurred “but for” the disease (e.g., if you belonged to the health club before being diagnosed, then the fees would not qualify).

When treatment is no longer needed, the fees would no longer qualify. A medical practitioner’s recommendation* is required stating the expense is to treat a specific medical condition. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Hearing Aids Includes the cost of batteries.

Eligible for reimbursement Hemorrhoid Treatment See Over the Counter – Drugs and Medicines, Eligible for reimbursement Hemp or Cannabidiol (CBD) Products Federal and state law in this area is in flux; until the law is settled, plan sponsors and administrators may exclude hemp or CBD products.

Not Eligible for reimbursement Herbal Supplements – Over the Counter See Dietary Supplements,
Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Home Care See Nursing Services,
Eligible for reimbursement Hormone Replacement Therapy Eligible with a prescription if expense is primarily for medical care.

Will not qualify if used to maintain general health. A medical practitioner’s recommendation* is required stating the item is to treat a specific medical condition. See Prescriptions – Drugs and Medicines, Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Hospital Services Eligible for reimbursement Illegal Operations and Treatments Not Eligible for reimbursement Immunizations Eligible for reimbursement Incontinence Supplies Adult diapers used to relieve incontinence generally will qualify.

See Diapers, Eligible for reimbursement Infertility Treatments See Fertility Treatments, Eligible for reimbursement Insect Bite Creams and Ointments See Over the Counter – Drugs and Medicines, Eligible for reimbursement Insulin Includes equipment necessary to inject the insulin, such as syringes or insulin pumps.

Eligible for reimbursement Insurance Premiums FSA – no. HRA – depending on plan design, insurance premiums may be eligible. HSAs – can reimburse insurance premiums in limited circumstances, See information at www.irs.gov for more details. Not Eligible for reimbursement Laboratory Fees If part of medical care or diagnosis.

Eligible for reimbursement Lamaze Class To the extent instruction relates to birth and not child rearing. Expenses for the coach or significant other do not qualify. Eligible for reimbursement Language Training for Dyslexic/Disabled Child Eligible if the expense is for a child with dyslexia or an otherwise disabled child.

Amounts paid for regular schooling do not qualify. A medical practitioner’s recommendation* is required stating the expense is to treat a specific medical condition. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Laser Eye Surgery/Lasik/Radial Keratotomy Eligible for reimbursement Late Fees on Medical Bills Not Eligible for reimbursement Laxatives See Over the Counter – Drugs and Medicines,

Eligible for reimbursement Learning Disability, Instructional Fees Eligible if expense is prescribed by a physician.
Includes expenses for special school or specially trained teacher for a child who has severe learning disability caused by mental or physical impairment.
Eligible for reimbursement with a prescription from your doctor Liquid Bandage Eligible for reimbursement Lodging at Hospital or Similar Institution Eligible if principal reason for being there is to receive medical care.

Eligible for reimbursement Lodging Not at Hospital or Similar Institution Up to $50/night, provided: (1) lodging is primarily for and essential to medical care; (2) medical care is provided in a hospital or medical facility related to or equivalent to licensed hospital; (3) lodging is not lavish; and (4) no element of personal pleasure, recreation or vacation in the travel.

If a parent is traveling with a sick child, up to $100 may qualify ($50 for each person). Eligible for reimbursement Lodging of a Companion If accompanying a patient for medical reasons and all of the conditions described under Lodging not at a hospital, are also met. Eligible for reimbursement Lodging While Attending a Medical Conference Not Eligible for reimbursement Long-Term Care Services (HCFSA or HRA) HCFSA – No HRA – No Not Eligible for reimbursement Long-Term Care Services (HSA) HSA – Yes Eligible for reimbursement Marijuana or Other Controlled Substances Not Eligible for reimbursement Massage Therapy Eligible if expense is to treat a specific injury or trauma.

Will not qualify if to improve general health or to relieve stress. A medical practitioner’s recommendation* is required stating the expense is to treat a specific medical condition. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Mastectomy-Related Bras Eligible for reimbursement Medic-Alert Bracelet/Necklace – Over the Counter Eligible if expense is recommended by a medical practitioner in connection with treating a medical condition.

A medical practitioner’s recommendation* is required stating the expense is to treat a specific medical condition.
Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Medical Conference Admission/Transportation Eligible if expense relates to a chronic disease suffered by you, your spouse, or your dependent and if the conference is primarily for and essential to the person in need of medical care.

Eligible for reimbursement Medical Monitoring and Testing Devices These items include blood-pressure monitors, syringes, glucose kit, etc. Eligible for reimbursement Medical Records Charges For the expense associated with transferring medical records to a new medical practitioner.

Eligible for reimbursement Menstrual Pain Relievers See Over the Counter – Drugs and Medicines,
Eligible for reimbursement Menstrual Care Products The term ‘menstrual care product’ means a tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation or other genital-tract secretions.

Does not include hygienic sprays, powders, washes, vaginal suppositories, douches, feminine deodorant, chaffing powder, or other products not used to control the flow of menstruation or other genital secretions. Eligible for reimbursement Mentally Handicapped, Special Home For The cost of keeping a mentally handicapped person in a special home (not a relative’s home) on a psychiatrist’s recommendation* to help that person adjust from life in a mental hospital to community living may apply.

Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Missed Appointment Fee Not Eligible for reimbursement Motion Sickness Pills See Over the Counter – Drugs and Medicines,
Eligible for reimbursement Nasal Sprays See Over the Counter – Drugs and Medicines,
Eligible for reimbursement Nasal Strips – Over the Counter Eligible if expense is incurred to treat medical condition.

Will not qualify if used for run of the mill snoring. A medical practitioner’s recommendation* is required stating the expense is to treat a specific medical condition. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Naturopathic Healers See Alternative Healers Eligible for reimbursement with a prescription from your doctor Nicotine Gum or Patches See Over the Counter – Drugs and Medicines,

Eligible for reimbursement Norplant Insertion or Removal Eligible for reimbursement Nursing Services for a Baby Does not qualify if baby is healthy and normal.
Not Eligible for reimbursement Nursing Services Provided by a Nurse or Other Attendant Expenses incurred, such as wages, employment taxes, and other amounts you pay for nursing services (including extra costs for nurses’ room and board) generally will qualify, whether provided in the participant’s home or another facility.

The attendant doesn’t have to be a nurse, as long as the services are those generally performed by a nurse. These include services connected with caring for the patient’s condition, such as giving medication or changing dressings, as well as bathing and grooming.

But if the person providing nursing services also provides household and personal services only those expenses for nursing services qualify.
Eligible for reimbursement Nutritionist’s Professional Expenses Eligible if expense relates to a specifically diagnosed medical condition.
Will not qualify if the expense is for general health.

A medical practitioner’s recommendation* is required stating the expense is to treat a specific medical condition. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Obstetrical Expenses Eligible for reimbursement Occlusal Guards to Prevent Teeth Grinding Eligible for reimbursement Optometrist Eligible for reimbursement Organ Donor Including surgical, hospital and laboratory services as well as transportation expense for donor.

Eligible for reimbursement Orthodontia Expenses Orthodontia expenses and supplies are eligible.
However, when an orthodontic treatment plan is paid up-front at the time of the first visit, the plan may apportion the reimbursements as services are provided during the treatment plan.
Eligible for reimbursement Over the Counter – Drugs and Medicines (OTC) Must be primarily for medical care (and not for personal, general health, or cosmetic purposes), legally procured, and generally accepted as medicines and drugs.

Eligible for reimbursement Ovulation Monitor Eligible for reimbursement Pain Relievers See Over the Counter – Drugs and Medicines, Eligible for reimbursement Patterning Exercises Eligible if expense is for exercises for a mentally handicapped child. A medical practitioner’s recommendation* is required stating the expense is to treat a specific medical condition.

Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Physical Exams Eligible for reimbursement Physical Therapy Eligible for reimbursement Physician Access Retainer Not Eligible for reimbursement Prenatal Expenses Eligible for reimbursement Prenatal Vitamins If taken during pregnancy (a medical condition).

Vitamins taken at other times generally do not qualify. Eligible for reimbursement Prescription Drug Discount Programs A fee paid to get a drug discount card will not qualify; the cost of the prescription may qualify. Not Eligible for reimbursement Prescriptions – Drugs and Medicines Must be primarily for medical care (and not for personal, general health, or cosmetic purposes), legally procured, and generally accepted as medicines and drugs.

A prescription for this purpose is one written by an individual legally licensed to issue prescriptions, meeting the legal requirements as required for a drug or medicine that is available by prescription only. Eligible for reimbursement with a prescription from your doctor Prescriptions – Drugs and Medicines Obtained from Other Countries Not Eligible for reimbursement Propecia Eligible if used to treat a medical condition such as alopecia.

When used for cosmetic purposes (e.g., to treat male pattern baldness) it is not an eligible expense. Must be prescribed. See Prescriptions – Drugs and Medicines, Eligible for reimbursement with a prescription from your doctor Prosthesis Eligible for reimbursement Psychiatric Care Eligible if treating a medical condition.

Must submit a medical practitioner’s recommendation* stating the expense is to treat a specific medical condition, an EOB, or a practitioner’s receipt listing the diagnosis code. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Psychoanalysis or Psychologist Eligible if expense is treating a medical condition.

Will not qualify if for the general improvement of mental health, to relieve stress, or personal enjoyment. Must submit a medical practitioner’s recommendation* stating the expense is to treat a specific medical condition, an EOB, or a practitioner’s receipt listing the diagnosis code.

Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Radial Keratotomy Eligible for reimbursement Retin-A Eligible with a prescription if expense is treating a medical condition. Will not qualify if purchased for cosmetic purposes (e.g., to reduce wrinkles), even if recommended by a medical practitioner.

See Acne Treatment ; Cosmetic Procedures and Drugs and Medicines, Eligible for reimbursement with a prescription from your doctor Rogaine Eligible with a prescription if expense is treating a medical condition. Will not qualify if purchased for cosmetic purposes even if recommended by a medical practitioner.

See Propecia and Drugs and Medicines,
Eligible for reimbursement with a prescription from your doctor Safety Glasses Eligible if prescription lenses.
Eligible for reimbursement with a prescription from your doctor Sanitizing Wipes See COVID-19 PPE,
Eligible for reimbursement Schools and Education, Residential Eligible if expense is to treat an individual for behavioral, emotional, or addictive conditions (tuition, meals, and lodging) and the principal reason for attending the program is to receive medical care.

If a child is at a school because the courses and disciplinary methods have a beneficial effect on the child’s attitude, the expenses won’t qualify. A medical practitioner’s recommendation* is required stating the expense is to treat a specific medical condition.

Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Schools and Education, Special Eligible if expense is to treat an individual who is mentally impaired or physically disabled to attend a special school (tuition, meals, and lodging) and the principal reason for attending the school is to overcome or alleviate the disability.

This includes teaching Braille to a visually impaired person, teaching lip reading to a hearing-impaired person, and remedial language training to correct a condition caused by a birth defect. If a child is at a school because the courses and disciplinary methods have a beneficial effect on the child’s attitude, the expenses won’t qualify.

A medical practitioner’s recommendation* is required stating the expense is to treat a specific medical condition. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Screening Tests Must be used for medical diagnosis. Eligible for reimbursement Seeing-Eye Dog See Guide Dog,

Eligible for reimbursement Sinus Medication See Over the Counter – Drugs and Medicines, Eligible for reimbursement Sleep Deprivation Treatment Eligible expense if the person is under the care of a medical practitioner. A medical practitioner’s recommendation* is required stating the expense is to treat a specific medical condition.

Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Smoking Cessation (Stop-Smoking) Programs Eligible for reimbursement Sperm, Storage Fees Eligible if expense is for temporary storage, but only to the extent necessary for immediate conception.
Eligible for reimbursement Spermicidal Foam See Over the Counter – Drugs and Medicines,

Eligible for reimbursement St. John’s Wort – Over the Counter Eligible if used primarily for medical care. Will not qualify if used to maintain general health. A medical practitioner’s recommendation* is required stating the item is to treat a specific medical condition.

Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Stem Cell, Harvesting and/or Storage of Eligible if there is a specific and imminent medical condition that the stem cells are intended to treat.
But collection and storage indefinitely, just in case an item might be needed, is not medical care.

A medical practitioner’s recommendation* is required stating the item is to treat a specific medical condition. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Sterilization Procedures Eligible for reimbursement Sunglasses Prescription sunglasses would qualify.

For non-prescription sunglasses, a medical practitioner’s recommendation* is required stating the item is to treat a specific medical condition.
Eligible for reimbursement with a prescription from your doctor Sunscreen with 15 SPF or higher Eligible if SPF is 15 or higher.
Does not include tanning lotions, make-up or moisturizers, etc.

Eligible for reimbursement Suntan Lotion without Sunscreen Not Eligible for reimbursement Sun-Protective Clothing Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Supplies to Treat Medical Condition- Over the Counter Eligible if the medical supply is used to diagnose or treat a specific medical condition and is not a personal comfort item.

Eligible for reimbursement Surrogate Expenses Not Eligible for reimbursement Taxes on Medical Services and Products Eligible expense to the extent imposed on reimbursable medical care or products.
Eligible for reimbursement Teeth Whitening/Bleaching Cosmetic procedures are not eligible for reimbursement.

Not Eligible for reimbursement Telephone Equipment for Hearing-Impaired Person Expense of buying and repairing special telephone equipment for hearing-impaired person. Eligible for reimbursement Television Equipment for Hearing-Impaired Person Eligible expense for the equipment that displays the audio part of television programs as subtitles for hearing-impaired individuals.

Eligible reimbursement is limited to the cost that exceeds cost of regular item. Eligible for reimbursement Thermometers – Over the Counter Eligible for reimbursement Throat Lozenges See Over the Counter – Drugs and Medicines, Eligible for reimbursement Toothache and Teething Pain Relievers See Over the Counter – Drugs and Medicines,

Eligible for reimbursement Transplants Eligible expenses include surgical, hospital, and laboratory services and transportation expenses for donors. Eligible for reimbursement Transportation Expenses for Person to Receive Medical Care Eligible expense if travel is primarily for, and essential to, medical care.

Includes car and rental car expenses; bus, taxi, train, plane, and ferry fares; parking and tolls; and ambulance services. The standard medical travel mileage rate is $0.20 per mile in 2019, $0.17 per mile in 2020, $0.16 per mile in 2021 and $0.22 per mile on or after July 1, 2022. Eligible for reimbursement Transportation Expenses for Someone Other than the Person Receiving Medical Care Transportation costs of an individual (such as a family member) traveling with the individual receiving medical care will qualify as eligible expenses if the presence of the family member on the trip was indispensable to enable the individual to obtain care, such as a parent traveling with a child or a nurse or other person who gives injections, medication, or other treatment required by a patient who is traveling to get medical care and is unable to travel alone.

In addition, an individual who travels to visit a mentally ill dependent, if such visits are recommended as part of treatment. Eligible for reimbursement Transportation to and from Medical Conference See Medical conference admission, transportation, etc.

Eligible for reimbursement Umbilical Cord Blood Storage Eligible expense if there is an existing or imminently probable disease that the umbilical cord blood is intended to treat, such a newborn who has a birth defect and the cord blood would be needed in the near future.
Collection and storage as a precaution to treat a disease or condition that might possibly develop in the future is not medical care.

Eligible for reimbursement Vasectomy/Vasectomy Reversal Eligible for reimbursement Viagra Eligible expense if prescribed by a physician to treat a medical condition. See Prescription – Drugs and Medicines, Eligible for reimbursement with a prescription from your doctor Vitamins – Over the Counter Eligible if used primarily for medical care.

Will not qualify if used to maintain general health. A medical practitioner’s recommendation* is required stating the item is to treat a specific medical condition. Eligible for reimbursement with a Letter of Medical Necessity signed by your doctor* Walkers Eligible for reimbursement Weight-Loss Programs and/or Drugs Prescribed to Induce Weight Loss Eligible expense with a prescription to treat a specific medical condition (such as obesity, heart disease, or diabetes).

Will not qualify if only to improve general health. The costs of food associated with a weight-loss program would not qualify. See Prescriptions – Drugs and Medicines, Eligible for reimbursement with a prescription from your doctor Wheelchair Eligible for reimbursement X-Ray Fee Eligible if incurred for medical reasons.

Is skin lesion removal FSA eligible?

Skin tag removal with a Letter of Medical Necessity (LMN) is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).

Is vitamin C serum covered by FSA?

Dec.12, 2022 Updated: Dec.13, 2022 6:52 a.m. Can You Use Fsa For Cosmetic Dermatology Get you FSA to work harder for you. AndreyPopov/Getty Images/iStockphoto While perusing the options available to spend your Flexible Savings Account (FSA) money, it makes sense to assume vitamins would be an eligible expense. We take them to stay healthy, after all, and isn’t that what the fund is meant for? Unfortunately, most vitamins don’t qualify — but there are a few notable exceptions.

The official word from the IRS explains, “Medical care expenses must be primarily to alleviate or prevent a physical or mental disability or illness. They don’t include expenses that are merely beneficial to general health, such as vitamins or a vacation.” My sympathies to anyone who dreamed of popping B12 while relaxing on a beach, all paid for with that sweet, sweet pre-taxed money.

Now, for those aforementioned exceptions, the biggest one is prenatal vitamins, Because these are taken to avoid birth complications and support healthy fetal development, they fall under the default umbrella of FSA-eligible medical care expenses. For those who aren’t pregnant, you may still be able to get reimbursed for vitamins that your doctor prescribes if they also provide a Letter of Medical Necessity. Can You Use Fsa For Cosmetic Dermatology The same idea goes for supplements you might think qualify. Although something like apple cider vinegar gummies isn’t approved for FSA funds, others like glucosamine chondroitin are eligible. You’ll also find some interesting surprises, like vitamin C serums and magnesium sprays, that qualify. Can You Use Fsa For Cosmetic Dermatology Nature’s Bounty amazon.com $23.22 Like many things managed by the government, it can be hard to follow the logic of what is and isn’t eligible until you’re browsing items with a clear mark on them. Take a look at our roundup of the best Amazon FSA store products for a good place to start.

Can I use my FSA card at Sephora?

CAN I USE MY FSA OR HSA CARD ON SEPHORA.COM? – No, Sephora does not accept FSA or HSA cards in-store or online at Sephora.com. However, if you happened to buy FSA eligible sunscreen from Sephora, save your receipt and reimburse yourself! Looking for a full list of FSA approved and HSA approved stores? Need recommendations on where to use your FSA or HSA Card online? Check out our guide here!

Is acne face wash FSA eligible?

Medicated body or face wash is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).

Can I use my FSA for microdermabrasion?

Micro-dermabrasion is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is micro-dermabrasion?

Can you use FSA for facial massage?

Can My Flexible Spending Account (FSA) or (HSA) Health Spending Account Cover Massages? If you have a Flex Spending Account (FSA) or (HSA) Health Spending Account, you may not be aware that Massage Therapy can qualify as a medical expense. If massage therapy services are prescribed by your physician then you can use your FSA or HSA account to pay for these services.

Below, we will discuss how the process works and if your massage might be eligible. Is My Massage Eligible for FSA or (HSA)? According to the IRS regulations for medical expenses, medical care expenditures must be used to alleviate or prevent a physical or mental condition. Some of the ailments that qualify for FSA & HSA spending include: Back Pain Arthritis Carpal Tunnel Syndrome Hypertension Fibromyalgia Migraines Chronic Fatigue Pain Management Stress Anxiety Depression If you are experiencing any of these conditions and you want to use massage therapy for treatment or prevention, then you may be eligible to use your flex spending or health spending account.

Is lip balm FSA eligible?

HSA and FSA Eligibility with ChapStick Products Can I Use My Flexible Spending Account (FSA) or Health Savings Account (HSA) to Purchase ChapStick® Products? On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law, mandating updates on the use of health savings accounts (HSAs), flexible spending accounts (FSAs) and health reimbursement accounts (HRAs).

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. At this time, ChapStick products included in this act are limited to, HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Using My HSA to Purchase ChapStick® Products

You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription. At this time, ChapStick products included in this act are limited to, HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Questions About Our Products?

Does facial count as FSA?

4. Dermatologist – Good skin care is a must throughout the year. Your skin endures a lot during changing seasons. Dermatologists are FSA eligible specialist visits as long as the procedures you’re having are medical. What’s covered? Cosmetic procedures like acid peels, facials, face lifts, and laser hair removal are not FSA eligible expenses.

Is mouthwash FSA eligible?

What OTC items are not eligible for reimbursement from my HCFSA? – Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening products, wrinkle reducers).

What is not covered by FSA?

Health Care Options, Using a Flexible Spending Account FSA If you have a health plan through a job, you can use a Flexible Spending Account (FSA) to pay for health care costs, like The amount you pay for covered health care services before your insurance plan starts to pay.

With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself., A fixed amount ($20, for example) you pay for a covered health care service after you’ve paid your deductible., The percentage of costs of a covered health care service you pay (20%, for example) after you’ve paid your deductible.

, and some drugs. They can lower your taxes. A Flexible Spending Account (FSA, also called a “flexible spending arrangement”) is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don’t pay taxes on this money.

This means you’ll save an amount equal to the taxes you would have paid on the money you set aside. Employers may make contributions to your FSA, but they aren’t required to. With an FSA, you submit a claim to the FSA (through your employer) with proof of the medical expense and a statement that it hasn’t been covered by your plan.

Then, you’ll get reimbursed for your costs. Ask your employer about how to use your specific FSA. To learn more about FSAs:

They are limited to $3,050 per year per employer. If you’re married, your spouse can put up to $3,050 in an FSA with their employer too. You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you’re married, and your dependents.

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor’s prescription. Reimbursements for insulin are allowed without a prescription. FSAs may also be used to cover costs of medical equipment like crutches, supplies like bandages, and diagnostic devices like blood sugar test kits. from the IRS.

You can’t use a Flexible Spending Account with a Marketplace plan.

Instead, a similar product, called a A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your overall health care costs. HSA funds generally may not be used to pay premiums., allows you to set aside money on a pre-tax basis to pay some health expenses if you have a “high deductible” Marketplace health insurance plan.,

You generally must use the money in an FSA within the plan year. But your employer may offer one of 2 options:

It can provide a “grace period” of up to 2 ½ extra months to use the money in your FSA. It can allow you to carry over up to $610 per year to use in the following year.

Your employer doesn’t have to offer these options. If it does, it can be either one of these options, but not both. Warning: Plan ahead At the end of the year or grace period, you lose any money left over in your FSA. Don’t put more money in your FSA than you think you’ll spend within a year on things like copayments, coinsurance, drugs, and other allowed health care costs.

Is aloe vera gel FSA-eligible?

7. Motion Sickness Medication – Planning a cruise, road trip, or trip to the amusement park this summer? You can use your FSA to buy a variety of and even, These are just a few examples of FSA-eligible items to help make this the best summer ever. Check out to find all of these and more.

Can I buy vitamin D with my FSA card?

Vitamins can help you stay healthy, but they are not deemed a qualified medical expense under IRS rules. If your doctor has prescribed a vitamin for you to treat a specific condition, it may be FSA or HSA eligible.

Does FSA cover SPF makeup?

If a makeup item has SPF15 (or more) in it, it’s covered by your FSA. This includes face makeup like tinted sunscreens, SPF lip care, and moisturizers. Don’t wear makeup? Skincare treatments like light therapy for acne, antioxidant serums with SPF.

Can I use my FSA card at Supergoop?

Can I use my FSA/HSA dollars on Supergoop.com? Yes! You can use your Flexible Spending Account dollars to purchase all Supergoop! SPF. Just use your FSA/HSA card like you would your credit card at checkout. (And if you’d rather use your regular credit card, you can also email us for an itemized receipt to file a claim.) IMPORTANT TO NOTE: Reimbursements are determined by your individual insurance plan/provider.

What are FSA eligible items?

What Are My FSA Eligible Expenses? The IRS determines which expenses are eligible for reimbursement. Eligible expenses include health plan co-payments, dental work and orthodontia, eyeglasses and contact lenses, and prescriptions.

Can you use FSA for face lotion?

Moisturizer is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I use FSA to buy sunscreen?

Is sunscreen FSA eligible? Yes. The FDA oversees sunscreen products in the U.S. Typically, any FDA-approved drugs that meet the IRS guidelines for a qualified medical expense would make them FSA-eligible expenses. Sunscreens with a sun protection factor (SPF) of 15 or higher meet this requirement.

What can I not use my FSA for?